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Our Visa Classic credit card is specially designed to offer you all the conveniences you welcome in your life. It saves you valuable time and makes life less complicated. Features include: 52-day grace period, no annual fee, low rates of 9.9% APR with a 12.9% Cash Advance/Balance transfer rate, worldwide acceptance, fee $250,000 travel accident insurance when you purchase your common carrier travel tickets with your People's Choice Federal Credit Union Visa credit card. You can conveniently make payments on your credit card balance at the credit union.


Our Visa CuCheck cards are our debit cards that work just like a check and are accepted wherever the Visa logo is displayed. Your purchases and ATM cash withdrawals are deducted directly from your share draft checking account at the Credit Union without the check-writing hassle. These cards are free to share draft account members.