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In addition, the National Credit Union Administration (NCUA) provides share insurance for each account up to a maximum of $250,000. This is substantially comparable to savings protection provided by all banks through the Federal Deposit Insurance Corporation (FDIC).

Credit Disability Insurance (CDI) is a unique plan of sickness and accident insurance designed to make payments to the credit union which are applied toward reducing or relieving a member's credit union loan in the event of his total disability due to sickness or accident. Our coverage will pick up the loan payments after 14 days. Since your credit union attempts to provide maximum service through low cost loans, above average dividends and loan protection insurance without extra costs, it is necessary that each borrower share this extra cost. Maximum age limit on this insurance is 65.